Mortgage Calculators for Buyers

When you’re shopping for a local property, there are plenty of things to think about, and the mortgage you can qualify for is just one. However, during the process you’ll be evaluating a number of properties and mortgage options. The ability to “run the numbers,” checking the property financing details with different mortgage and down payment options, is important.

Use the mortgage calculators on this page to help you run those numbers and try different combinations of interest rate and down payment with each home on your list. There’s no substitute for knowledge and preparation. Consult with a mortgage professional for the most accurate information. Please contact me if you would like a reference to a local mortgage professional.


Do You Qualify?

Understanding how much of a mortgage you can qualify for…

Meet a Payoff Goal

How much additional monthly payment is necessary to pay off your mortgage?

Compare Interest Only vs. Principal

Calculate the difference between interest only mortgage & principal mortgages 

Compare Consolidation & Re–Financing

Compare refinancing a single mortgage vs. consolidating a first & second mortgage …

Calculate Amortized Payments

Determine the monthly payment amount based on the amount borrowed & more …

Refinancing a Mortgage

See the cost and savings of refinancing at a lower interest, net of closing costs… 

Compare Monthly vs. Bi–weekly

Save more by making one half of your mortgage payment every two weeks …

Compare Mortgage Rates

See the differences in mortgage payments and interest costs at different rates …

Compare Term of Your Mortgage

This calculator will compare monthly payments of different mortgage terms …

Contact Me Today

I serve Silicon Valley area real estate buyers and sellers, and I do a lot of referral business! I look forward to helping you with your real estate needs.